eBook Bounty Times eZine Issue No. 21

May 27, 2007 by eBookBounty · Leave a Comment
Filed under: Newsletter

Welcome to your next issue of
“EBOOKBOUNTY TIMES EZINE”
“Helping You Succeed In Your Internet Business”

May 27, 2007 Issue #21
Keith Bowman
newsletter@ebookbounty.com
http://www.ebookbounty.com

If you know someone that would be interested in this
eZine, please feel FRE*E to send them to
http://www.ebookbountynewsletter.com/category/newsletter-archive/

You may also access the eZine Archive
and the online version of the eZine at the
above link.

Welcome to all the new subscribers this week!

I also want to wish everyone a happy and safe
Memorial Day!

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IN THIS ISSUE
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=> This Issue’s Sponsor
=> Feature Article
=> FRE*E Products, Services, Downloads
=> Guest Article
=> NEW Products Added to eBookBounty.com
=> Special Offers

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VISIT OUR SPONSOR
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Check it out here…
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FEATURE ARTICLE - 5 Simple Steps To Accepting Online Payments
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Author: Keith Bowman of eBookBounty.com

When you’re selling things, you need people to be able to pay
you. Sure, they could send you cheques in the post, but that’s
not really convenient or scalable, is it? No, to do business on
the web, you need to be able to accept card payments
electronically – and, luckily for you, it’s never been easier.
Here’s the whole process, in five simple steps.

Step 1: Choose a Payment Service.

While you could get a merchant account and do your own card
processing, it isn’t usually worth it, unless you do an awful
lot of transactions. For most business, third-party payment
services are a better solution, and there are lots of services
out there that let you accept card payments for a small fee.

When you choose a payment service, then, the main things you
want to consider are the prices, and whether your customers will
trust it. You used to need to consider which services your
customers would have accounts with, but as most services now let
you accept payments from people who don’t have accounts with
them that’s not much of an issue any more.

Right now, the biggest general payment player is PayPal, and
they’re worth considering first, but you should be aware that
many businesses have had issues with PayPal freezing their
accounts and being slow to respond (see www.nopaypal.com for
more). StormPay (www.stormpay.com) is a decent general-purpose
PayPal alternative, and useful to keep around as a backup. You
might also like to check out more specific services, such as
AuctionCheckout (if you’re taking payments for auction items)
or ClickBank (non-physical products only, popular for ebook
sales).

Step 2: Create an Account.

The next step is to create an account at your chosen online
payment provider. This will require you to give out either your
personal name and address or a business name and address.
Depending on who you’re registering with, you may also need to
give out credit card or bank details. It almost goes without
saying that you shouldn’t give these details out to anyone
you’re not sure of – be suspicious of payment services that
you’ve found with a search but never actually seen in use.

Step 3: Get Verified.

Before you can receive any significant amount of money, most
payment providers require you to become ‘verified’ – this is
usually nothing more than the minimum they need to do to comply
with the law. If you haven’t been asked for your bank and
credit card details already, you will be at this point, and some
services will even ask you to fax them a photocopy of your
physical card, to prove you’re the real cardholder. Some
services will even cross-reference your phone number with your
address and then phone you up to make sure it really was you.
Don’t be too disturbed by all this: it’s all in the name of
security, and you’re not doing anything bad (or at least I hope
you’re not!).

Step 4: Add the Payment Button to Your Pages.

When it comes time to actually start accepting customers’ money
through the service, all you’ll need to do in most cases is add
some kind of button or image of a button to your sales page that
says ‘Pay Now’. The payment service will usually provide the
HTML for this, and a few tutorials to explain things like ways
to make sure that the correct amount shows up on the payment
page.

Step 5: Withdraw Often.

Whenever you’re dealing with electronic payments, the final
step is to withdraw every time you get an amount of money you
consider significant, and an absolute minimum of once per week.
There are all sorts of reasons for this, but the biggest one is
that online payment services aren’t anywhere near as strictly
regulated as other financial institutions, and aren’t under
that much of an obligation to give it to you in any timely
manner. You should consider any money left with them to be at
risk until it’s securely in your bank account. Besides, you
don’t want your money sitting there earning interest for them
instead of you, do you?

So, there you have it, 5 Simple steps to accepting payments
on your website. Be sure to check the free downloads section
in this week’s issue. I have included a handy dandy piece of
software for creating those Paypal Payment Buttons.

To your success,
Keith Bowman

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FRE*E: Products, Services, Downloads
————————————————————

Download your FRE*E Products for this week!

Tranzitionz:

Paylock Generator:

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Guest Article: Review Of Third Party Credit Card Processors
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Popular Credit Card Processors

Many small businesses rely on third party processors or merchant
account providers to accept credit cards on the Web. But how do
you know who is the best processor for your business?

Clickbank

For a long time Clickbank was one of the most popular third party
processors on the Web. In order to sign up with Clickbank you
have to set up your Website to accept payments following their
guidelines. You will for example have to state that Clickbank is
responsible for processing payments. It usually takes up to three
business days to verify that a site is ready to accept payments via
Clickbank. Once this is achieved you can start accepting credit
card payments. Fortunately Clickbank offers low fees and an
affordable service for most people. Some people have complained
however that they have lost business because the company has
refused valid credit cards.

2Checkout

Another choice is 2Checkout. This company usually requires less
than 24 hours to set up payment processing. 2Checkout also
processes credit card payment for a low fee. The company doesn’t
provide you however with built in affiliate software. This means if you
have affiliates you can’t sign them up for service on the spot, they will
have to sign up and pay an activation fee.

Paypal

You can also try Paypal. Many online merchants prefer Paypal because
it accepts US and non-US businesses. Paypal is easy to sign up for.
It allows customers to pay using multiple credit cards. Paypal does
charge a slightly higher fee than other merchants. Paypal also provides
you a shopping cart you can place directly on your website.

Article by Frank Owen, visit his web site on credit card processing for
more information on credit card processing
http://www.creditcardprocessinginsider.com

Article Source: http://EzineArticles.com/?expert=Frank_Owen

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NEW Websites Added To The eBook Bounty Network:
————————————————————

Get the tools you need to start your own eBiz:
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Add your website link to our website directory:
http://www.eBookBountyLinks.com

Publish your own articles to our articles directory:
http://www.eBookBountyArticles.com

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SPECIAL OFFERS:
————————————————————
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